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Additionally, customers for this type of strategy could have severe legal or criminal histories. It is essential to note that different service providers provide a variety of concern ages on their assured issue plans as reduced as age 40 or as high as age 80 - what is final expense insurance. Some will likewise provide higher face worths, up to $40,000, and others will certainly enable better death benefit problems by boosting the rates of interest with the return of premium or reducing the number of years up until a full survivor benefit is offered